For commercial insurance brokers in California
You cover the risk. We shrink it.
Every employer we work with needs coverage, and we do not sell insurance, so who to call is a question we answer constantly. We only name brokers we have worked with. It works the other direction too: most of the claims on your book start with HR practices nobody fixed, and fixing them is what we do for companies of 10 to 75 employees.
Thirty minutes with Becky Barton, who has run People415 since 2016. No pitch deck, just whether our clients need coverage and yours need HR help.
Becky and her team are a great resource if you are not ready or able to hire a full-time HR pro. If your company is growing they can help you stay out of HR jail and recruit top notch candidates.
Stafford JacobsOne Digital, commercial insurance broker and referral partner. Five-star Google review.
The clients we send you
We do not sell insurance and we never will, so when a client asks who to call, the answer is a broker we have worked with.
- Companies crossing 10 employees for the first time, who have never had a real conversation about employment coverage
- Clients whose audit turned up a coverage gap
- Employers switching from a PEO who suddenly need their own policies
- Anyone who asks us, which is most of them
What we do for the clients you send us
The things a loss-control questionnaire asks about, and a 30-person company has never had anyone to do.
HR audit and wage and hour review
Classification, pay practices, meal and rest, wage statements, records, personnel files. A written findings report and a fix list. With the client's permission, a summary for your file.
Handbooks and policies
A California-current handbook, the anti-harassment and leave policies carriers ask about, and documentation practices that hold up when a claim is filed.
Harassment prevention and manager training
The state-required supervisor training, delivered live, plus the manager habits that stop a complaint from becoming a charge.
Prevention
Ongoing HR for companies of 10 to 75 people
Too big to wing it, too small for a full-time HR hire. We become the HR function. Your client's risk profile improves every month, and you are the broker who made the introduction.
How it works
Three steps, and the client stays yours at every one of them.
Step 1
You spot the gap
A renewal shows a claim, an application answers no to the handbook or training questions, or a client is growing fast and has nobody doing HR. You introduce us.
Step 2
We fix it and document it
Audit, handbook, training, whatever the gap is. Done by HR professionals, written down, dated. You get a summary for the file if the client agrees.
Step 3
Your client renews with a better story
Fewer claims, better answers on the application, and a client who remembers that their broker did more than quote them.
Who we are looking for
Commercial brokers who write employment practices, workers' comp and liability coverage for California employers between 10 and 75 people, and who want their clients to have fewer claims, not just better quotes.
- Independent brokers and small agencies with a real book of small employers
- Brokers whose carriers credit handbooks and training
- ProVisors members. Becky is one too.
- Not a fit: brokerages that bundle their own HR consulting
What clients say
The employers on your book, in their own words.
Working with People 415 to conduct our HR audit has been an incredible experience. They are so knowledgeable, communicative, timely, and work to understand the values, needs and priority of the client.
Throughout our partnership, their communication was prompt, clear, and transparent. It felt like they were an integral part of our internal team, always ready to provide insights and solutions whenever needed.
Becky and her team of professionals are always so patient, proactive and endlessly helpful in supporting our hospitality business. They are also very thoughtful and mindful in their approach, counsel and guidance.
Everyone has been very helpful and patient. I learned a lot of HR basics that helped our construction company be in compliance. Becky and Elena were very responsive and thorough with the trainings and information provided.
Who you would be working with
Becky Barton
Founder, People415. Helping business leaders sleep since 2016.
Becky runs a team of HR professionals for California employers of 10 to 75 people who have outgrown doing it themselves. Audits, handbooks, training, investigations, and the day-to-day questions that otherwise land on an owner at 9pm. Not a lawyer, and clear about it, which is why attorneys are comfortable sending her their clients.
Clients includeTruckee Chamber of Commerce, SF Pretrial, EcoCart, ClickAway, Sierra Club California, BOMA San Francisco, Ad Astra Law Group, Clark Howell, A Reyes Construction, Skywalker.
Thirty minutes to see if the work lines up.
That is the whole ask. If your clients need HR help and ours need coverage, we start sending each other work. If not, you have lost thirty minutes and met someone useful.
Book 30 minutes with BeckyOr email Becky directly: hello@people415.com
People415 provides HR consulting and compliance support. We do not give legal advice, practice law, or sell insurance. Referral relationships carry no fees in either direction.